A Lombard loan

is a form of secured lending where your investment portfolio serves as collateral. It provides a flexible way to access liquidity without needing to sell your assets, helping you maintain your long-term investment strategy while meeting short-term financial needs.

Loan terms — including the agreed loan-to-value ratio, interest rate, and repayment structure — are clearly outlined at the start. This type of lending can be used for a wide range of purposes, from financing new opportunities to managing cash flow, while keeping your holdings invested.