Travel insurance

The International Travel Insurance policy covers all nationalities, travelling almost anywhere in the world

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Flexible coverage packages

Emergency medical evacuation

No hospital restriction

No out-of-pocket hospital costs

What is International Travel Insurance

International Travel Insurance gives you the freedom to purchase either a single or multi-trip insurance plan, allowing you the frequency of travel with complete peace of mind.
The annual multi-trip plan allows you to choose to be covered in Europe or Worldwide, with a maximum trip length of 42 or 90 days, and what’s more, you can adjust the cover to give you the right travel insurance solution.

 

Key benefits

  • 24-hour support
  • Enhanced Benefits & Protection
  • Cancellation & curtailment cover
  • Emergency & accidental medical treatment
  • Compassionate Repatriation (Family Return)

Three choices of travel insurance

Basic

Medical treatment & evacuation

This is the core option, provides important medical cover against the cost of medical treatment and emergency medical evacuations and also provides you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.

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Standard

Enhanced Benefits

In addition to the benefits included at basic level, this option gives you wider cover giving an array of benefits which include delays, disability and personal liability which may suffer happen whilst travelling abroad.

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Comprehensive

Cancellation & Curtailment Cover

This option adds to the benefits of the Standard level of cover, Cancellation and Curtailment, which covers you in the event that your trip is unexpectedly cancelled, or you are forced to return home early.

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Frequently Asked Questions

Who can I cover with my travel insurance policy?

You can include cover for up to 10 people in your travel insurance quote.

Infants aged 14 days up to age two are included in the coverage of an insured parent/guardian for no additional premium, but they must be declared at the time of initial purchase.

What types of travel insurance can I take out?

We offer six different types of travel insurance to ensure that you are covered no matter how you’re travelling.

The type of travel you choose will depend on where you’re going, how long for and what you want to be covered for.

 

We have policies for:

Should I choose worldwide or European cover?

Please choose European cover if your destination country, or countries, are within the continent of Europe.
The countries considered to be Europe are listed on the quote page. Just click on the question mark button next to the destination box.
Please choose Worldwide cover if your destination is not listed as being within Europe.

Will I be covered for day trips, excursions, and holidays with multiple destinations?

When going on holiday you will be covered for general leisure sports and activities that are detailed in the leisure chart you will be provided with when purchasing your policy.

Extreme sports, such as sky diving, scuba diving, white water rafting and more will require an additional level of cover and will need to be communicated when requesting your travel insurance quote.

If you are planning on visiting another country during your holiday, you will need to include these details when purchasing your insurance policy.

Can I be covered with a pre-existing medical condition?

You will only be covered for pre-existing medical conditions that you declare when purchasing your policy. If you fall ill from a pre-existing condition that you have not declared, you will not be covered and will most likely be unsuccessful in your claim.

What does this travel insurance policy cover?

The Travel Insurance provides three levels of the cover together with the opportunity to add 3 further options:
Winter Sports Package, Business Equipment & Money and Golf Cover.
For more details please see the Schedule benefits.

How many countries can I visit on a single trip policy?

You can visit as many countries as you wish within the period of cover and your selected destination area.

How long can I travel for?

When taking out a Single Trip and One-Way Trip Policy your trip must not exceed 180 days and may not be combined with any other Policy to exceed this limit.

If you’re purchasing an Annual Multi-Trip policy your holiday must not exceed 90 days in total.

 

What is my country of residence?

Your country of residence is the country you are travelling from (and usually back to, unless you have purchased a one-way trip policy), regardless of your immigration or nationality status.

This is the country you will be returned to in the event of a repatriation claim.

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