Life Insurance

This life insurance provides you with comprehensive protection to give you and your family peace of mind whether you are abroad temporarily or setting up a new life overseas.

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Online application process

Worldwide protection

Fixed premiums

Guaranteed coverage amount

What is International Life Term Insurance

The timing of your death is beyond your control, but not the financial consequences, it is absolutely within your control to provide for your loved ones when that day arrives!

This Life Insurance provides financial protection for your family in the event of your death during the term of the cover. It provides guaranteed premium and guaranteed cover from the start date for the entirety of the policy term. So once the policy has started and as long as premiums are maintained, it does not matter which changes are made to country of residence, lifestyle, occupation or travel obligations, premium and cover are unaffected and guaranteed to remain the same for the duration of the Policy Term.


Key benefits

  • Instant cover
  • 24-hour support
  • Two levels of cover are available
  • Term period from 1 to 30 years
  • Insurance age from 18 to 70 years
  • Cover available to residents of 171 countries
  • Up to $/€500,000 and $/€6,500,000 sum insured

International Term Life Insurance options

Easy Life

The Easy Life Insurance policy can be bought online within few minutes. The online application system will intuitively know when completing the form,  whether you get accepted for the Easy Life product. It’s available from the age of 18 with the maximum age at entry 49 years old, with no adverse medical conditions. Excluding hazardous occupations and pastimes, it covers you with an immediate sum of life assurance between $50,000 and $500,000.

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Expat Term

Expat Term Life Insurance was designed to protect your family should you die whilst residing in a different country to the one you currently live in.
The cover periods of 1 to 30 years and offer worldwide protection with guaranteed premiums for the agreed term length. With a maximum life cover of $6,500,000, this insurance product allows you to reside in up to 170 countries without a constant need to change the Life Insurance company.

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Frequently Asked Questions

What is Easy Life?

It is a simple online instant life insurance policy.  The whole purchase experience easier and less complicated.  Making it possible for you to get cover in less than 10 minutes with vitally important life cover for your loved ones.  It’s simple, it’s quick, it’s online and you can get covered immediately.

What is the maximum age attained at commencement of insured for Easy Life?

The maximum age at entry is 49 attained.

What is the policy term for Easy Life?

The minimum term is one year. But choosing a policy term of up to 20 years, guaranteeing your premium for the whole of the period.  

What sum assureds are available for Easy Life?

These are between $50,000 and $500,000 (or GBP/EUR currency equivalent).  

Does my occupation affect my application for Easy Life?

Yes.  The Easy Life is available for sedentary (class one) occupations.  If you have an occupation that is not covered by our Easy Life, our underwritten Term Life product would be available for you.

What if I like to ski, would this affect my application for Easy Life?

Yes, it could. Easy Life plan is available if you participate only in on-piste skiing. If you like to ski off-piste then this would still be covered on our underwritten Term Life Product. However, if you practice extreme skiing, which would include radical slopes or jumps, then this would be subject to special underwriting and may be excluded.

What is Expat Term Life insurance?

This Expat Term Life insurance policy has been specifically developed to meet the needs of expats and international travellers. Many domestic policies that are taken out become invalid once the insured travels outside their home country for more than a period of time or when they permanently move overseas, potentially leaving a property and family completely unprotected in the event of the death of the insured.

Who are the international life insurance companies?

There are not many providers of international insurance benefits, as few companies provide the true international scope and presence to do so. GPI International and Expatriate Group work with specialist international underwriters, to ensure that their customer have access to a large number of international licenses and to ensure 1st class security. 
A list of our supporting underwriters can be viewed here

Are there any restrictions to where I can reside when the policy is purchased?

The Expat Term life insurance can be provided to residents of any of the following countries: Algeria, Andaman and Nicobar islands, Andorra, Angola, Argentina, Armenia, Australia, Austria, Azerbaijan, Azores, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Bermuda, Bhutan, Bolivia, Bosnia, Botswana, Brazil, Brunei, Bulgaria, Cameroon, Canada, Canary Islands, Cape Verde, Cayman Islands, Chile, China, Comoros, Congo, Corsica, Costa Rica, Crete, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Ethiopia, Falkland Islands, Finland, France, French Guiana, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Madeira, Malawi, Malaysia, Maldives, Mali, Malta, Mauritania, Mauritius, Mexico, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Netherlands, New Zealand, Nigeria, Northern Cyprus, Norway, Oman, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Reunion, Romania, Russian Federation, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sicily, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, St Helena, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Western Sahara, Zambia, Zimbabwe.

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